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not sure abt exact price but a fren of mine told me its abt 400 plus per semester for putting at those hdb child care centre...and think its abt 2-3 hrs daily...
am checking out soon...will post here when i have more concrete info...
There's half day or full day childcare. If both are working, take full day better
My pair of twin gals went thru a few years of childcare. From N1 to K2, that's like 4 years of childcare, before proceeding to Primary 1. My youngest boy is going through it now at N1. I placed my gals in PAP childcare initially from N1 to N2 as its much cheaper. My oldest gal don't have baby bonus under old scheme but my 2nd gal has. So both of them were using the same baby bonus of my younger gal. As my wife is Singapore Citizen and working, there's a relief of $150 per kid. I cannot really remember what was the school fees like then, but its not expensive. At K1, i saw that my gals were not improving much as the classes at PAP were big, so i transferred my gals to private (Kinderland) . After $150 working mother relief, the school fees per kid per month was at $650. Baby bonus pay half, i pay half. Because the class size was much smaller, my gals improved a lot.
Things are much different now for my boy. After working mother relief, school fees is still at $1000 as i placed him under private too ( Learning Vision) . Baby bonus pay half, i pay half.
One thing to note is that when your child goes to childcare for the initial few months, he will keep falling sick. Once one of his school mates catch a cold or even hand foot mouth, the chances of your kid catching it too is very high, so be prepared. My boy has been in childcare since 18 months old as i wanted him to learn to be independent from young. Now at 3 years old, he's still crying sometimes in the morning as he refused to go school.
Hope my little sharing helps...
Hi Bro SV,
What if only father is working, will there be any relief? Possible to utilise the baby bonus to pay for the full school fee?
What if only father is working, will there be any relief? Possible to utilise the baby bonus to pay for the full school fee?
I asked the same questions like you initially, but the answer is NO. Only Working Mothers are eligible for subsidy. As for Baby bonus paying for all, its not possible. Let me explain how it works. Unless you have a lump sum to throw into the CDA account to match the dollar for dollar government baby bonus, or else it works this way. For example, now is May, you bank in $500 into your child's CDA, and it must be before the last banking day of the month. By june 20th, you will get a match of $500 in your child's account. So by July 1st, your child's CDA account will have a sum of $1k to pay his school fees. You cannot have that sum of baby bonus and not bank in any money to utilise it.
Dun quite understand yur question.
But i assumed that u r asking whether Viet spouses dont want to work even though they r allowed to, am i rite?
If yes, why wouldn't they work even though they r allowed to? Unless they have the thinking of being a tai-tai here after marriage. So far only 2 of the viet gals that i know who r married here r not working saying it their husband that dun allow them to work.
Here is my 2 dongs: if its the wife who dun wanna work, this said so much about that person. If its the husband who dun allow them to work, its either he is rich, or he is selfish. Its like marrying a "maid cum child bearing machine" lock her up in the house to cook n do chores for the guy n let him f end of the day.
By going to work, she wont feel bored at hm, can contribute to family income n savings for future child, house, etc. also the wife can learn more new things about living life in singapore. Yes, she is vietnamese, but she is still human being. We as human beings are social animals, we need interaction and communication.
Above are just my 2 dongs. No offence intended to anyone.
I kind of agree and also disagree with you on this bro. But it all voice down to whether you have kids or not. Before having kids, what you syggested about working is good and recommended. But after having kids, it may be a different story.You will need someone to take care of the kid, unless your mother is willing to help, or else, your wife will have to do the work. If wife works and mother don't help, then employ a maid for $450 (maid salary) + $170 (govt tax) + food ? doesn't make much sense right?
As for interaction, its good to let your wife have some friends. some locals and some viets. My wife has some viet friends, some china friends and some local friends. Some friends will be good for her, but too many also bring lots of trouble and gossips.
I kind of agree and also disagree with you on this bro. But it all voice down to whether you have kids or not. Before having kids, what you syggested about working is good and recommended. But after having kids, it may be a different story.You will need someone to take care of the kid, unless your mother is willing to help, or else, your wife will have to do the work. If wife works and mother don't help, then employ a maid for $450 (maid salary) + $170 (govt tax) + food ? doesn't make much sense right?
As for interaction, its good to let your wife have some friends. some locals and some viets. My wife has some viet friends, some china friends and some local friends. Some friends will be good for her, but too many also bring lots of trouble and gossips.
i agree..thats why i told my wife wait till we have hse of our own then we talk abt her going out to work...
at the moment my oc takes care of my little one alone but when i have my flat next year, can bring her mum over to help take care so she can then work...
if not it doesnt make sense to hire someone to babysit while she goes out to work unless she can generate mthly income of 2k...
i agree..thats why i told my wife wait till we have hse of our own then we talk abt her going out to work...
at the moment my oc takes care of my little one alone but when i have my flat next year, can bring her mum over to help take care so she can then work...
if not it doesnt make sense to hire someone to babysit while she goes out to work unless she can generate mthly income of 2k...
so the man financial status is very important.If the wife need to work to send money back for her family,then the man must shoulder this duty if he want his wife not to work for the time being
Maybe she's bored the whole day and wanted to talk to you and listen to your sweet voice....
Haiz,she say i dont respect her.Just now she 'bombard' me for 20 minute with her 'lecture'.Say she see many time already i no reply and she do a lot for me but i dont care about her.Lucky now ok already.
woman tend to be more emotional and want man attention more but normally guys is the opposite,is a small issue for me but a big issue for her,so just now i just keep quiet cos maybe i was also wrong in the first place by not replying her
There is 1 chinese saying' Xiang jian how, dong zu nan' , staying together there are bound to have conflict due to different living habit, I believe bros out there whose living together with parents have experiences on these, fortunately for me my wife have always been understanding & give in whatever she can & I also discovered that vietnamese have a rooted culture of respecting the elderly & very good table manner, she always address my parent 1st before eating her lunch or dinner.
this i agreed cos my wife is one of them.saw my wife done a lot of this to my parents and even take down my pass away grandmother photo to pray to pay respect even though we have stop for quite sometime
I kind of agree and also disagree with you on this bro. But it all voice down to whether you have kids or not. Before having kids, what you syggested about working is good and recommended. But after having kids, it may be a different story.You will need someone to take care of the kid, unless your mother is willing to help, or else, your wife will have to do the work. If wife works and mother don't help, then employ a maid for $450 (maid salary) + $170 (govt tax) + food ? doesn't make much sense right?
As for interaction, its good to let your wife have some friends. some locals and some viets. My wife has some viet friends, some china friends and some local friends. Some friends will be good for her, but too many also bring lots of trouble and gossips.
Yes , sorry i didnt clarify tat wat i mentioned is for married yet to have children couples. When have children, its another totally game plan. Everything changes. I agreed with u on this.