Quote:
Originally Posted by TonyCheong2
Your research is spot on with possible liquidation problems in times of emergency use.
If fully paid up that means you'll have a big sum of money being "locked up" and unable to leverage.
If leverage and take mortgage loan the interest rate is very high in Thailand then the yield is not worth it.
Might as well put the funds into AAA rating bonds for fixed income and sleep well every night.  |
Fully agree after I read about the liquidity issue.. hence now slowly building up egg nest.. To partake in such Aaa rating bonds, u need at least 200k cash.. yield slightly lower at ~6% but definitely safer!😬