Originally Posted by cokekane (Post 20440566)

nb all the flats look so ugly still dare to call 280k above.. is the owner and/or agent living in a dream? thn i happen to found one flat at the outskirt of yishun, flat is ok-ish done, but it is outskirt wor.... agent say 288k negotiable but say owner looking at 260k to 270k.. wuyabo?!
:(:(

Originally Posted by ahpiao (Post 20440570)

You buying under single scheme? Price depend on location and lease but also up to the owner if willing to slash price.
The agent u prefer to ur agent or the owner's agent?

Originally Posted by ahpiao (Post 20440570)

You buying under single scheme? Price depend on location and lease but also up to the owner if willing to slash price.
The agent u prefer to ur agent or the owner's agent?

Originally Posted by BoLiang (Post 20440576)

you can always ask the agent to provide a bank assessment. If you want cheap, then go for those almost 40 years old 1. I think they should be under 150k.

Else, if you think economy will crash this year, wait until Sept lo.

Originally Posted by cokekane (Post 20440577)

i buying together with my father, i got check the past transaction also.. just last year for that yishun i was talking about was sold @ 253k (high floor) but this one only mid floor and i offered 250k wor. valuation smelly smelly should be 220k to 230k bah i guess.. the lease left 60 plus years de.

Originally Posted by ahpiao (Post 20440588)

If u buying together with your father, u cant go for bto? Old flat like the one u view alot of problem, renovation cost also high.

I rem Yishun is one location where resale flat are cheaper. Probably need to wait for owner to become desperate, ie they are given a timeline to sell their HDB when they receive key for their new house.

Originally Posted by cokekane (Post 20440566)

nb all the flats look so ugly still dare to call 280k above.. is the owner and/or agent living in a dream?

Originally Posted by funboi (Post 20441783)

You HLE is applied using just your salary right....from HDB? Or bank?

When saying buying together with father.. you mean father name is as buyer or as occupant?

Using HLE twice does not affect buying of BTO/SOB. It more likely your father executed his 2 chance to buy direct from HDB.

IF he did NOT max out that 2 chances of buying direct BUT max out 2 chances of HDB loan, then what you can do is go for bank loans instead of HDB loan to apply BTO/SOB.

IF because the timeline not max out for eligibility buying direct from HDB then what you can do is write in to HDB appeal with the help of MPs detailing your circumstances. Where necessary, use the pandemic as excuses indicating renting room is expensive blah blah (if renting)

As for price of resale flat, its usually 50-100k++ above BTO prices.

Buying HDB is cannot rush. If need to rush because of financial issues or affordability then aim for those fully renovated or at at least in good condition.

In Sg, most important is have a home. Once have a home, things will get better. Gdluck. :)

Originally Posted by iluvbreast (Post 20441755)

Actually, ranting is pointless. You are looking to buy a resale, prices are generally within a certain range in that neighborhood.

I think it is fair and natural lah, every homeowner hope to profit from selling his place what, if you are selling you don't want to sell high meh?

When I was house hunting, I came across a really cheap flat, the owner was selling his 4-room HDB at 3-room price.

I went to see, no wonder, Ah long flat (owner owe ah long money so want to sell and hide), still tell me he upgrading to condo. :D

Well if you complain price high, go for ah long flat lah, sure much cheaper.

Originally Posted by pearlnjewel (Post 20441443)

the price all like that nowadays for 3 room flat, if is your own home you will think your house is the best mah want to sell high high, Most people are greedy one.

then buyer all wants to buy cheaper. 220k i hardly see in 3 room flats when looking for house research myself. Even 240k to 250k also difficult to find. You want 220k go buy those sibei old kind 3i house 1 toilet only that kind of house, really cmi one. Circuit road lease lesser than 60 or 50 years left many old folks stay one.

Any time the ceiling will have concrete falling down.

If can, buy without your father name for BTO. Don't waste your 1st HDB chance. You will cherish your chance later

Originally Posted by havana (Post 20440732)

The pandemic has caused many Malaysian to stay & rent rooms in SG, thus causing price of HDB to rise slightly.

Good luck to your house searching :D