1.2 mil HDB

[Spector69]

I don't feel my income has gone up significantly over the years...how can I afford to buy a new apartment?

[Hunter619]

Bro , The GE2015 is coming soon can vote opposition party like WP to make a difference home. :) We all must stand together as one united Singaporean!!!

[ComplainKing]

Please come here :

https://www.sammyboyforum.co.nz/showthread.php?t=547354

[HunnyCame888]

U can't win this one.

[Spector69]

My wishlist:

Cheap very cheap like $99,000
2 bedroom with a storeroom
Storeroom convert to a sex slave room ( kidding)
Master bedroom with boy toys and gadgets
Second room for entertainment n lots of fish tanks wall to wall.
Living room - Spartan. Empty nothing. Konsong.
Kitchen - empty too .. Just eat out and order in.

Is this too much to ask ?

[BMW69]

My wishlist:

Cheap very cheap like $99,000
2 bedroom with a storeroom
Storeroom convert to a sex slave room ( kidding)
Master bedroom with boy toys and gadgets
Second room for entertainment n lots of fish tanks wall to wall.
Living room - Spartan. Empty nothing. Konsong.
Kitchen - empty too .. Just eat out and order in.

Is this too much to ask ?

$102000 can or not?http://esales.hdb.gov.sg/hdbvsf/eampu05p.nsf/0/15MAYBTO_page_1905/$file/about0.html

[FetPartner]

Fark Seriously?

[iTHasNoBalls]

Fark Seriously?

WTF u still awake?

[tigerprawn99]

Bro , The GE2015 is coming soon can vote opposition party like WP to make a difference home. :) We all must stand together as one united Singaporean!!!

This election got around 10% sympathy votes for LKY, next one la

[simifly]

Nothing wrong with the seller asking for whatever price he wants.

But whether will it sell is another problem.

Good luck to the agent.

[Krazykat]

Now prices have gone up quite considerably until we cannot afford to own a home. Unlike those flats in the 1970's very affordable.

[HeadOn]

No big deal. I can put up my massionate for 2M if I wan too . I do not need entire population to want come and buy. I just need one carrot. Moreover I m not despo to sell. If I dun get 2M I can always stay till I die .

[HeadOn]

Now prices have gone up quite considerably until we cannot afford to own a home. Unlike those flats in the 1970's very affordable.

True but how much was the pay of general sporeans at that time ?

[newyorker88]

Nothing wrong with the seller asking for whatever price he wants.

But whether will it sell is another problem.

Good luck to the agent.

Good answer. Seller asking, buyer willing. If there is anyone willing to buy, there will be sellers.

[Johnbass]

High property prices not due to agents n sellers chop carrot meh?
If property prices drop, home owners will also kbkp...
So vote Opposition or PAP also the same lah...
No $$ then go stay with Parents...
:D

[orangeproud]

My wishlist:

Cheap very cheap like $99,000
2 bedroom with a storeroom
Storeroom convert to a sex slave room ( kidding)
Master bedroom with boy toys and gadgets
Second room for entertainment n lots of fish tanks wall to wall.
Living room - Spartan. Empty nothing. Konsong.
Kitchen - empty too .. Just eat out and order in.

Is this too much to ask ?

Bro, this consider 3rm flat right? So cheap meh? I know for Bto 2rm flat is around this price. For Singles buying Bto 2rm flat need to pay extra $15K, so infuriating.:mad:

http://www.straitstimes.com/forum/letters-on-the-web/why-make-singles-pay-more-for-2-room-flats

[dimplesboy]

True but how much was the pay of general sporeans at that time ?


In olden days, pay of general locals are lower, although pay increase nowadays. But have it occur to you that perhaps the increase in pay doesn't and can't catch up with the rising costs and prices nowadays??

[orangeproud]

[QUOTE=dimplesboy;13454691]In olden days, pay of general locals are lower, although pay increase nowadays. But have it occur to you that perhaps the increase in pay doesn't and can't catch up with the rising costs and prices nowadays??[/QUOTE

Really can sense this:rolleyes::mad::(]

[iPussy69]

High property prices not due to agents n sellers chop carrot meh?
If property prices drop, home owners will also kbkp...
So vote Opposition or PAP also the same lah...
No $$ then go stay with Parents...
:D

U are a Farking dog lor...
HDB was meant to be kept affordable to start a family.
Because of FT and Malaysians like u who come to Singapore and cause mayhem now Singaporeans are suffering.
So if vote PAP out and the OPPOSITION can keep foreigners are kept at bay... Singaporean can...
.
.
.
.
.
.
HUAT AH!
:D

[dimplesboy]

[QUOTE=dimplesboy;13454691]In olden days, pay of general locals are lower, although pay increase nowadays. But have it occur to you that perhaps the increase in pay doesn't and can't catch up with the rising costs and prices nowadays??[/QUOTE

Really can sense this:rolleyes::mad::(]

but there are still many DAFT ppl still having the thinking of "nth is wrong, everything is good" oh well ~~~

[Johnbass]

U are a Farking dog lor...
HDB was meant to be kept affordable to start a family.
Because of FT and Malaysians like u who come to Singapore and cause mayhem now Singaporeans are suffering.
So if vote PAP out and the OPPOSITION can keep foreigners are kept at bay... Singaporean can...
.
.
.
.
.
.
HUAT AH!
:D

You find me which Opposition promise to keep foreigners out...
I vote for YOU!
白痴...
:D

[Spector69]

U are a Farking dog lor...
HDB was meant to be kept affordable to start a family.
Because of FT and Malaysians like u who come to Singapore and cause mayhem now Singaporeans are suffering.
So if vote PAP out and the OPPOSITION can keep foreigners are kept at bay... Singaporean can...
.
.
.
.
.
.
HUAT AH!
:D


Good point ... Will up u.

[Spector69]

I only ask for a roof over my head. Nothing fancy.

[iPussy69]

You find me which Opposition promise to keep foreigners out...
I vote for YOU!
白痴...
:D

U WUJI to vote for OPPOSITION?
Or u scared your citizenship will be revoked and the Government will Farking ship your smelly ass back to Malaysia?
蠢驴...
:D

[Johnbass]

U WUJI to vote for OPPOSITION?
Or u scared your citizenship will be revoked and the Government will Farking ship your smelly ass back to Malaysia?
蠢驴...
:D

U no $$ buy hdb... Then go M'sia buy land/bungalow lor...
Tiagong exchange rate 1:3 soon...
Huat ah!
:D

[FunnyHippo]

U are a Farking dog lor...
HDB was meant to be kept affordable to start a family.
Because of FT and Malaysians like u who come to Singapore and cause mayhem now Singaporeans are suffering.
So if vote PAP out and the OPPOSITION can keep foreigners are kept at bay... Singaporean can...
.
.
.
.
.
.
HUAT AH!
:D

Good post...
UP u ah!

:D

[ludwig19]

I only ask for a roof over my head. Nothing fancy.

If you only ask for a roof over your head, then i believe a 300-400k roof won't be a problem. If you're asking for a 1.2mil roof, then maybe you need to adjust your expectations.

[Johnbass]

Tiagong many Si Ginnas want to buy car first, then buy house.
Need COE and property prices to drop together...
Huat ah!
:D

[69Sniper]

No big deal. I can put up my massionate for 2M if I wan too . I do not need entire population to want come and buy. I just need one carrot. Moreover I m not despo to sell. If I dun get 2M I can always stay till I die .



yesh brudder dis is de most impt cos always got some robert head spoil de whole mkt :(

[GreenLED]

Those were the days. I paid $102K for an Executive Maisonette at Paris Ris facing the Town Park in 1990.

That's just the beginning when MBT is still drinking milk ..... after that those greedy bastards decide to grab a few more dollars for their pocket

Remember the phrase "What's wrong with collecting some extra dollars"

:D

[Spector69]

This is the history :

Historical: Median Combined Household Income > Cost of New 3 Room Flat (99 years lease) ~ Housing cost x of annual salary
1960: $120 > $5,000 ~ 3.5x
1970: $240 > $10,000 ~ 3.5x
1980: $1,000 > $50,000 ~ 4.1x
1990: $2,000 > $120,000 ~ 5.0x
2000: $3,500 > $110,000 ~ 2.6x
2010: $4,500 > $190,000 (600 sq. ft.) ~ 3.5x
2012: $4,950 > $220,000 ~ 4x

[DeSpecialOne]

This is the history :

Historical: Median Combined Household Income > Cost of New 3 Room Flat (99 years lease) ~ Housing cost x of annual salary
1960: $120 > $5,000 ~ 3.5x
1970: $240 > $10,000 ~ 3.5x
1980: $1,000 > $50,000 ~ 4.1x
1990: $2,000 > $120,000 ~ 5.0x
2000: $3,500 > $110,000 ~ 2.6x
2010: $4,500 > $190,000 (600 sq. ft.) ~ 3.5x
2012: $4,950 > $220,000 ~ 4x

Thanks for the stats

Actually hor whatever stats u show also useless, PAPPY supporter very stubborn one, worship them like GOD ..... but I read backwards :D

[puyi]

Thanks for the stats

Actually hor whatever stats u show also useless, PAPPY supporter very stubborn one, worship them like GOD ..... but I read backwards :D

Heard that PAPPY washing powder can remove transparency, democracy and dunno what more cy :D

[Spector69]

I need another 1998 curve.

[FishingPartner]

I need a fish story.

[BMW69]

This is the history :

Historical: Median Combined Household Income > Cost of New 3 Room Flat (99 years lease) ~ Housing cost x of annual salary
1960: $120 > $5,000 ~ 3.5x
1970: $240 > $10,000 ~ 3.5x
1980: $1,000 > $50,000 ~ 4.1x
1990: $2,000 > $120,000 ~ 5.0x
2000: $3,500 > $110,000 ~ 2.6x
2010: $4,500 > $190,000 (600 sq. ft.) ~ 3.5x
2012: $4,950 > $220,000 ~ 4x

What about 2015?

What is your source for these figures? Are they the median cost of a new 3 room flat? Or are they the cost of the cheapest new 3 room flat on the market? Are your figures before or after grants and subsidies?

[sadfa]

These idiots got it so wrong.

Hdb is public housing. Which means it muz b affordable for all. If some idiot want to pay 1 million for it, then he's stupid.

The gov should keep flats cheap n they can cos the land is owned by them.

Even If private property is high, n economy is gd, hdb prices can increase bt gov can keep prices under control. Paying 100000 plus for new flats is Absurd.

And no. A resale flat for few hundred k is nt a nest egg bt property mkt gone wild n its nt sustainable or desired

[FetPartner]

Nasi so wu ji pa ban ...

[FishPartner]

These idiots got it so wrong.

Hdb is public housing. Which means it muz b affordable for all. If some idiot want to pay 1 million for it, then he's stupid.

The gov should keep flats cheap n they can cos the land is owned by them.

Even If private property is high, n economy is gd, hdb prices can increase bt gov can keep prices under control. Paying 100000 plus for new flats is Absurd.

And no. A resale flat for few hundred k is nt a nest egg bt property mkt gone wild n its nt sustainable or desired
You expert in property valuation ?

How do u define the word, value ?

Satu Juta is loose change if you ask me.

[Spector69]

That is just great! I can apply for a granny flat now.

[BlurLikeSotong]

These idiots got it so wrong.

Hdb is public housing. Which means it muz b affordable for all. If some idiot want to pay 1 million for it, then he's stupid.

The gov should keep flats cheap n they can cos the land is owned by them.

Even If private property is high, n economy is gd, hdb prices can increase bt gov can keep prices under control. Paying 100000 plus for new flats is Absurd.

And no. A resale flat for few hundred k is nt a nest egg bt property mkt gone wild n its nt sustainable or desired

If only the govt have the same thinking as you :(

[siumai3210]

That is just great! I can apply for a granny flat now.

so grandpa cannot live in a granny flat?

[FartingPartner]

You expert in property valuation ?

How do u define the word, value ?

Satu Juta is loose change if you ask me.

Is Empat Sembilan loose too? :D

[englii56]

In1980 my worker pay $400 he buy a3room flat at $15000 now 35year later your pay 4000 u want to buy 4 or 5 room u can buy a 3 room flat u will live happy U have to think

[sadsky18]

actually , if you only need a roof top , consider those studio flat or two room one lo .

so long you are working , i think the downpayment of 10% isnt that hard to get mah .

a flat let say 200k , 10% only 20k . can pay by cpf somemore got those nonsense low income grant . take a loan for 25 yrs lo .

actually its easy lah . like i say , so long you are working ( let say working for 5-10 yrs )

a working adult ( 25-30 yrs old ) should be able to buy together with his partner .

just work a bit hard lor .

staying in sg ,nothing is cheap nor free .

[orangeproud]

That is just great! I can apply for a granny flat now.

Bro, the competition is very intense. Now even say those own private property also can buy Bto 2rm flat provided they must sell off their private property after successfully get their new flat.

Wth & Wtf, making it more competitive as so many r snatching for a small pie.:rolleyes:

[GrandCanyon]

Bro, the competition is very intense. Now even say those own private property also can buy Bto 2rm flat provided they must sell off their private property after successfully get their new flat.

Wth & Wtf, making it more competitive as so many r snatching for a small pie.:rolleyes:

The rules keep changing, can never keep up

[orangeproud]

The rules keep changing, can never keep up

Ya lor, can really feel the heat:(

[Raddy69]

The rules keep changing, can never keep up

They are trying their best to confuse us .

[99099]

Can only dream. Cannot afford.

[godz]

Back then when HDB controls everything... ppl KPKB says they dun allow us to earn from the flat.... Then they decided to open up the market.... Very soon the Condo enblocs came... and those who got the first cherries went around paying a lot more for old flats which are high rise... thus boosting the resale market.... Very soon flats rose like 15% year on year... Now PPL again KPKB says flats too expensive.... KNN what has that got to do with GAHMEN lah.... You want to buy cheap cheap... then want to sell high high.... so end of the day... we are the ones who screwed up our own housing market.... KP simi lan jiao??? One Smart Alec once told me.... Gahmen should control the pricing now... must force the price to drop 30% immediately.... I told him to go fly kite... His shophouse was bought with Bank loan... if drop 30%.. then bank will call him and say his place now worth 30% less.. Please topup the balance in cash by the week... I believe he will be the first on the Q to MBS or Swissotel... Top jump off the cliff...

[LeeChongWei]

Back then when HDB controls everything... ppl KPKB says they dun allow us to earn from the flat.... Then they decided to open up the market.... Very soon the Condo enblocs came... and those who got the first cherries went around paying a lot more for old flats which are high rise... thus boosting the resale market.... Very soon flats rose like 15% year on year... Now PPL again KPKB says flats too expensive.... KNN what has that got to do with GAHMEN lah.... You want to buy cheap cheap... then want to sell high high.... so end of the day... we are the ones who screwed up our own housing market.... KP simi lan jiao??? One Smart Alec once told me.... Gahmen should control the pricing now... must force the price to drop 30% immediately.... I told him to go fly kite... His shophouse was bought with Bank loan... if drop 30%.. then bank will call him and say his place now worth 30% less.. Please topup the balance in cash by the week... I believe he will be the first on the Q to MBS or Swissotel... Top jump off the cliff...

Cliff simi lan jiao?

[iPangPui]

Cliff simi lan jiao?

Man-made cliff of MBS lah :D

[99099]

Back then when HDB controls everything... ppl KPKB says they dun allow us to earn from the flat.... Then they decided to open up the market.... Very soon the Condo enblocs came... and those who got the first cherries went around paying a lot more for old flats which are high rise... thus boosting the resale market.... Very soon flats rose like 15% year on year... Now PPL again KPKB says flats too expensive.... KNN what has that got to do with GAHMEN lah.... You want to buy cheap cheap... then want to sell high high.... so end of the day... we are the ones who screwed up our own housing market.... KP simi lan jiao??? One Smart Alec once told me.... Gahmen should control the pricing now... must force the price to drop 30% immediately.... I told him to go fly kite... His shophouse was bought with Bank loan... if drop 30%.. then bank will call him and say his place now worth 30% less.. Please topup the balance in cash by the week... I believe he will be the first on the Q to MBS or Swissotel... Top jump off the cliff...

Let me highlight a few points.

1. HDB set price according to market prices and not base on cost of materials.
2. Only a few property agents are the one speculating high prices in HDB second value market.
3. Who owns the land? Is the state correct? Who owns the state? Is the citizen correct? So why are we been charged high prices for using the land?
4. We only have around 3.5mil citizens. Who are the property market buyers in the past 5 to 10 years? How come keep building private and HDB flats? Who is buying them? When citizens upgrade then who is buying up the old flats? Do you know that many like me are not involved in all these property markets?

[Spector69]

Let me highlight a few points.

1. HDB set price according to market prices and not base on cost of materials.
2. Only a few property agents are the one speculating high prices in HDB second value market.
3. Who owns the land? Is the state correct? Who owns the state? Is the citizen correct? So why are we been charged high prices for using the land?
4. We only have around 3.5mil citizens. Who are the property market buyers in the past 5 to 10 years? How come keep building private and HDB flats? Who is buying them? When citizens upgrade then who is buying up the old flats? Do you know that many like me are not involved in all these property markets?

You live in the jungle one?

[sadfa]

You live in the jungle one?

Rental or live with parents la

[99099]

You live in the jungle one?

I do not mind to live in jungle if there is one:confused::p

[sadfa]

Let me highlight a few points.
4. We only have around 3.5mil citizens. Who are the property market buyers in the past 5 to 10 years? How come keep building private and HDB flats? Who is buying them? When citizens upgrade then who is buying up the old flats? Do you know that many like me are not involved in all these property markets?

Tbh even if its a loss, they should still build n sell
But of cos no loss la.
Some of t flats, so small n build 20,30,40 floors on a small plot of land
How can lose.

The price should b set based on median salary n b affordable.

[sadfa]

I do not mind to live in jungle if there is one:confused::p

I suggest you stay istana garden.
Bring yr tent n sleeping bag
Big n underutilised

[99099]

I suggest you stay istana garden.
Bring yr tent n sleeping bag
Big n underutilised

Seriously, I do not mind so long the Aide de Camp allowed and do not arrest me for trespassing.

Not sure if you been inside Istana? Is a colonial style building and a huge lawn.

[sadfa]

You sleep in t garden la.
You stay far away from colonial building ok
Anyway the garden not lawn so big, at least 1000 can stay comfortably

[99099]

All the owners of Pinnacle @ Duxton living on a million dollar flats?

[FetPartner]

Seriously, I do not mind so long the Aide de Camp allowed and do not arrest me for trespassing.

Not sure if you been inside Istana? Is a colonial style building and a huge lawn.

There is a female aid da campie . She will grab u when u sleep there

[BlueFinTuna]

I think I qualify for $50,000 free money !

[FishingPartner]

I just want to save more money in the bank n not put too much in the HDB flat.