Pre-existing Conditions, Integrated Shield Plans and MedishieldLife

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An honorable member of the Coffee Shop Has Just Posted the Following:

Since MedishieldLife covers for pre-existing conditions, why insurance companies still have this exclusion clause?

Insurance companies are a big ripoff.

http://crms.moh.gov.sg/FAQ.aspx

Item 7 from the MedishieldLife website under FAQs...
www.medishieldlife.sg (http://www.medishieldlife.sg)

http://i.imgur.com/xt9pe3c.png


Click here to view the whole thread at www.sammyboy.com (http://www.singsupplies.com/showthread.php?208336-Pre-existing-Conditions-Integrated-Shield-Plans-and-MedishieldLife&goto=newpost).